Cleo

7 Best Apps Like Cleo

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appslikecleo
AppsLikeCleo

Cleo is a popular financial management app that helps users track their spending, save money, and manage their finances. However, there are many other apps that offer similar features and functionality. Here are 7 of the best apps like Cleo:

App NameDescription
CleoPopular personal finance management app that helps users with budgeting, savings, debt management, and other financial goals.
MintPopular budgeting app that offers personalized budgeting advice and spending analysis. It also offers tools to help users manage bills and track their credit score.
PocketGuardBudgeting app that helps users track their spending and manage their finances. It offers personalized budgeting advice and savings goals, as well as alerts to help users stay on track.
YNABPopular budgeting app that offers a unique “zero-based budgeting” approach. It helps users allocate every dollar they earn towards specific budget categories, and offers personalized advice and tools to help users achieve their financial goals.
Personal CapitalComprehensive financial management app that offers tools to help users manage investments, track net worth, and plan for retirement. It also offers budgeting and expense tracking features.
AcornsInvestment app that helps users invest spare change from everyday purchases. It offers personalized investment recommendations and tools to help users save for long-term financial goals.
StashInvestment app that offers personalized investment recommendations based on users’ risk tolerance and financial goals. It also offers budgeting and saving features to help users achieve their financial goals.
RobinhoodPopular investment app that offers commission-free trading of stocks, options, and cryptocurrencies. It also offers personalized investment recommendations and tools to help users manage their investments.
Apps Like Cleo

Introducing Cleo App

Cleo app is a personal finance management app that helps users with budgeting and spending management, savings and investment strategies, debt management and credit repair, retirement planning and long-term financial goals, tax preparation and filing, and financial literacy and education. It was founded in 2016 by Barney Hussey-Yeo and Aleksandra Wozniak, with the goal of helping users better understand and manage their finances.

One of the key features of the Cleo app is its ability to analyze user spending patterns and provide personalized budgeting advice based on that analysis. The app also offers a variety of tools and resources to help users save money and invest wisely, such as automated savings goals and investment recommendations.

The Cleo app has received high ratings from users, with an average rating of 4.7 stars on the App Store and 4.3 stars on Google Play. Users have praised the app for its ease of use and helpful insights, as well as its ability to provide personalized financial advice.

Some of the pros of the Cleo app include its user-friendly interface, personalized financial advice, and helpful tools and resources. However, some users have noted that the app can be slow to update account information and may not always provide accurate budgeting advice.

1. Mint App

Mint App
Mint App

Mint is a popular financial management app that was launched in 2006. It was created by Aaron Patzer to help users manage their finances and track their spending. Since its launch, Mint has become one of the most popular personal finance apps with over 20 million registered users. The app has a rating of 4.7 out of 5 on the Apple App Store and 4.2 out of 5 on the Google Play Store.

Mint offers a range of features that help users manage their finances. The app allows users to track their spending, create budgets, and set financial goals. Users can link their bank accounts, credit cards, and other financial accounts to the app, which then automatically categorizes transactions and provides insights into spending habits.

Mint also offers a range of tools to help users save money, including a feature that analyzes bills and suggests cheaper alternatives, and a feature that helps users find the best credit card rewards based on their spending habits. The app also provides users with their credit score and offers personalized advice on how to improve it.

Mint is a useful app for anyone looking to manage their finances more effectively. It is particularly useful for those who want to track their spending and create a budget, as well as those looking to save money on bills and credit card rewards. The app is free to use and is available on both iOS and Android.

FAQs:

Is Mint safe to use?

Mint uses bank-level encryption to protect user data, and the app is monitored 24/7 for suspicious activity.

Can I link all my financial accounts to Mint?

Mint supports over 20,000 financial institutions, including banks, credit cards, investments, and loans.

Does Mint offer investment advice?

Mint offers basic investment tracking and analysis but does not provide personalized investment advice.

How does Mint make money?

Mint makes money by recommending financial products and services to users based on their spending habits.

Does Mint have a budgeting feature?

Yes, Mint allows users to create budgets and track their spending against those budgets. The app also sends alerts when users go over budget.

2. PocketGuard App

PocketGuard
PocketGuard

PocketGuard is a personal finance app that helps users track their spending, create budgets, and save money. The app was launched in 2014 by founder and CEO Yurii Veremchuk. It has since grown in popularity and has an app rating of 4.6 out of 5 on the Apple App Store and 4.4 out of 5 on the Google Play Store.

PocketGuard offers a range of features that help users manage their finances. The app allows users to link their bank accounts, credit cards, and other financial accounts to the app, which then automatically categorizes transactions and provides insights into spending habits. Users can also create personalized budgets and track their spending against those budgets.

One unique feature of PocketGuard is the ability to find savings opportunities on bills and other expenses. The app analyzes bills and suggests cheaper alternatives, such as switching to a different phone plan or negotiating a lower cable bill. PocketGuard also offers personalized advice on how to save money and achieve financial goals.

PocketGuard is a useful app for anyone looking to manage their finances more effectively. It is particularly useful for those who want to track their spending and create a budget, as well as those looking to save money on bills and other expenses. The app is free to use and is available on both iOS and Android.

FAQs:

  1. Is PocketGuard safe to use?
    PocketGuard uses bank-level security to protect user data, and the app is monitored 24/7 for suspicious activity.
  2. Can I link all my financial accounts to PocketGuard?
    PocketGuard supports over 15,000 financial institutions, including banks, credit cards, and loans.
  3. How does PocketGuard find savings opportunities?
    PocketGuard analyzes bills and other expenses and suggests cheaper alternatives based on the user’s spending habits.
  4. Does PocketGuard offer investment advice?
    PocketGuard offers basic investment tracking and analysis but does not provide personalized investment advice.
  5. How does PocketGuard make money?
    PocketGuard makes money by recommending financial products and services to users based on their spending habits.

3. YNAB App

YNAB
YNAB

YNAB (You Need A Budget) is a popular budgeting app that was first launched in 2004 as a spreadsheet template. Since then, it has evolved into a full-featured budgeting app with a rating of 4.8 out of 5 on the Apple App Store and 4.5 out of 5 on the Google Play Store.

YNAB offers a range of features to help users create and stick to a budget. Users can connect their bank accounts, credit cards, and other financial accounts to the app, which then automatically categorizes transactions and provides insights into spending habits. The app also allows users to set financial goals and track their progress towards those goals.

One of the unique features of YNAB is the concept of “budgeting with intention.” This means that users are encouraged to assign every dollar they earn a specific job or purpose, whether it be paying bills, saving for a vacation, or investing for the future. This approach helps users prioritize their spending and stay on track with their financial goals.

YNAB is a useful app for anyone looking to take control of their finances and create a budget that works for them. It is particularly useful for those who want to develop better spending habits and save money for the future. The app is available on both iOS and Android and offers a free trial period.

FAQs:

  1. Is YNAB safe to use?
    YNAB uses bank-level security to protect user data, and the app is monitored 24/7 for suspicious activity.
  2. Can I link all my financial accounts to YNAB?
    YNAB supports over 12,000 financial institutions, including banks, credit cards, and loans.
  3. Does YNAB offer investment advice?
    YNAB offers basic investment tracking and analysis but does not provide personalized investment advice.
  4. Can I use YNAB for my small business?
    Yes, YNAB offers a separate version for small business owners.
  5. How does YNAB make money?
    YNAB charges a subscription fee for its service, starting at $11.99 per month or $84 per year.

4. Personal Capital App

Personal Capital
Personal Capital

Personal Capital is a comprehensive financial management app that offers a range of features to help users manage their finances. The app was founded in 2009 by Bill Harris, Rob Foregger, and Louie Gasparini, and has since grown in popularity with an app rating of 4.8 out of 5 on the Apple App Store and 4.6 out of 5 on the Google Play Store.

Personal Capital offers features such as investment tracking, retirement planning, and budgeting. The app allows users to link their financial accounts and track their net worth in real-time. It also offers personalized advice on how to optimize investments and plan for retirement.

One of the unique features of Personal Capital is its investment management service, which provides users with access to a team of financial advisors. Users can work with these advisors to develop a personalized investment strategy and receive ongoing advice on how to manage their investments.

Personal Capital is a useful app for anyone looking to take control of their finances and plan for the future. It is particularly useful for those with complex financial portfolios who may require personalized investment advice. The app is free to use, but users can choose to sign up for Personal Capital’s investment management service for a fee.

FAQs:

  1. Is Personal Capital safe to use?
    Personal Capital uses bank-level security to protect user data, and the app is monitored 24/7 for suspicious activity.
  2. Can I link all my financial accounts to Personal Capital?
    Personal Capital supports over 14,000 financial institutions, including banks, credit cards, and loans.
  3. How does Personal Capital’s investment management service work?
    Users can work with a team of financial advisors to develop a personalized investment strategy and receive ongoing advice on how to manage their investments.
  4. Does Personal Capital offer budgeting tools?
    Yes, Personal Capital offers a range of budgeting tools, including spending tracking and goal setting.
  5. How does Personal Capital make money?
    Personal Capital makes money by charging a fee for its investment management service. The fee is based on a percentage of the user’s assets under management.

5. Acorns App

Acorns App
Acorns App

Acorns is a mobile investment app that allows users to invest their spare change from everyday purchases. The app was founded in 2012 by Jeff Cruttenden and Walter Cruttenden and has since grown in popularity with an app rating of 4.7 out of 5 on the Apple App Store and 4.5 out of 5 on the Google Play Store.

Acorns offers a range of features to help users invest and grow their wealth, including automated investing, portfolio management, and retirement planning. The app also offers educational content to help users learn more about investing and personal finance.

One of the unique features of Acorns is its “round-up” feature, which automatically invests users’ spare change from everyday purchases. For example, if a user spends $4.50 on a coffee, the app will round up the purchase to $5 and invest the extra $0.50. This feature allows users to invest without having to think about it or make large deposits.

Acorns is a useful app for anyone looking to start investing and grow their wealth. It is particularly useful for those who are new to investing or have limited funds to invest. The app is free to use, but users can choose to sign up for Acorns’ premium service for a fee.

FAQs:

  1. Is Acorns safe to use?
    Acorns uses bank-level security to protect user data, and the app is monitored 24/7 for suspicious activity.
  2. Can I choose what investments to make with Acorns?
    Acorns offers a range of investment portfolios based on the user’s goals and risk tolerance. Users can choose from conservative to aggressive portfolios.
  3. How much does Acorns’ premium service cost?
    Acorns’ premium service, called Acorns Later, costs $3 per month for retirement planning and $5 per month for retirement planning and investment management.
  4. How does Acorns invest my money?
    Acorns invests user funds in a portfolio of low-cost exchange-traded funds (ETFs) that are diversified across various asset classes.
  5. How does Acorns make money?
    Acorns makes money by charging a fee for its premium service and taking a small percentage of the user’s assets under management.

6. Stash App

Stash App
Stash App

Stash is a popular personal finance app that helps users invest and save money. The platform was founded in 2015 by Brandon Krieg and Ed Robinson, with the goal of making investing accessible to everyone. Stash offers a range of investment options, including stocks, ETFs, and bonds, and also provides users with a range of educational resources to help them make informed investment decisions.

The Stash app has a rating of 4.7 stars out of 5 on the App Store, with over 60,000 reviews. The platform is user-friendly and offers a simple and intuitive interface for investing and saving money. It also offers a range of features to help users track their spending and set financial goals.

Some of the key features of the Stash app include the ability to buy fractional shares, automated savings tools, and the ability to invest in themed portfolios based on interests or values. The platform also offers a range of educational resources, including articles, videos, and quizzes, to help users learn more about personal finance and investing.

Stash can be used by anyone who is interested in investing and saving money, regardless of their level of experience or expertise. The app is particularly popular among young investors who are looking for an easy and accessible way to start investing.

Here are five frequently asked questions about Stash:

  1. Is Stash safe to use?
    Stash is a registered investment advisor with the Securities and Exchange Commission (SEC) and is a member of the Financial Industry Regulatory Authority (FINRA). The platform is also insured by the Securities Investor Protection Corporation (SIPC), which protects against the loss of cash and securities up to $500,000.
  2. What are the fees associated with Stash?
    Stash offers three different subscription plans, ranging in price from $1 to $9 per month. Each plan comes with a range of features and benefits, including access to educational resources and investment options.
  3. What types of investment accounts are available on Stash?
    Stash offers individual brokerage accounts and Roth IRAs.
  4. Does Stash offer a cash management account?
    Yes, Stash offers a cash management account, which allows users to earn interest on their cash and access ATM withdrawals with no fees.
  5. Can I set up automatic investments on Stash?
    Yes, Stash offers automated investing tools, including the ability to set up automatic deposits and recurring investments.

7. Robinhood App

Robinhood App
Robinhood App

Robinhood is a popular trading platform that offers commission-free trades for stocks, ETFs, options, and cryptocurrencies. The platform was founded in 2013 by Vladimir Tenev and Baiju Bhatt, with the goal of democratizing access to financial markets. The app quickly gained popularity among young investors who were looking for an easy way to start investing in the stock market.

The Robinhood app has a rating of 4.8 stars out of 5 on the App Store, with over 1 million reviews. The platform is user-friendly and offers a simple and intuitive interface for buying and selling stocks. It also provides access to research tools and real-time market data to help users make informed investment decisions.

Some of the key features of the Robinhood app include commission-free trading, the ability to buy fractional shares, and the ability to trade options and cryptocurrencies. The platform also offers a range of investment options, including stocks, ETFs, and cryptocurrencies.

Robinhood can be used by anyone who is interested in investing in the stock market, regardless of their level of experience or expertise. The app is particularly popular among young investors who are looking for a low-cost and user-friendly way to start investing.

Here are five frequently asked questions about Robinhood:

  1. Is Robinhood safe to use?
    Robinhood is a registered broker-dealer with the Securities and Exchange Commission (SEC) and is a member of the Financial Industry Regulatory Authority (FINRA). The platform is also insured by the Securities Investor Protection Corporation (SIPC), which protects against the loss of cash and securities up to $500,000.
  2. What are the fees associated with Robinhood?
    Robinhood does not charge any commission fees for trading stocks, ETFs, options, or cryptocurrencies. However, there may be fees associated with certain transactions, such as wire transfers and foreign currency conversions.
  3. What types of investment accounts are available on Robinhood?
    Robinhood offers individual brokerage accounts, joint brokerage accounts, traditional IRAs, Roth IRAs, and rollover IRAs.
  4. Does Robinhood offer margin trading?
    Yes, Robinhood offers margin trading for eligible accounts.
  5. Can I trade on Robinhood outside of regular market hours?
    Yes, Robinhood allows for after-hours trading, which takes place from 9:00 am to 6:00 pm Eastern Time.

FAQS

  1. What is Cleo?
    Cleo is a personal finance app that helps users manage their money and improve their financial wellbeing.
  2. How does Cleo work?
    Cleo connects to your bank account and uses AI technology to analyze your spending habits and provide personalized insights and advice.
  3. Is Cleo safe to use?
    Yes, Cleo uses bank-level security and encryption to protect your information and is regulated by the Financial Conduct Authority in the UK.
  4. Does Cleo charge fees?
    Cleo offers a free version of the app, as well as a paid version called Cleo Plus that includes additional features and benefits.
  5. What features does Cleo offer?
    Cleo offers a range of features, including spending tracking, budgeting tools, savings goals, and personalized financial advice.
  6. Can I link multiple bank accounts to Cleo?
    Yes, Cleo allows you to link multiple bank accounts and credit cards to the app.
  7. Can Cleo help me save money?
    Yes, Cleo offers a range of tools and features to help you save money, including automated savings and savings challenges.
  8. Does Cleo offer investment advice?
    No, Cleo does not currently offer investment advice or access to investment accounts.
  9. Is Cleo only available in the UK?
    No, Cleo is available in multiple countries, including the US, Canada, and Australia.
  10. Can I use Cleo to pay bills?
    Yes, Cleo offers a bill negotiation feature that can help you save money on your bills, as well as the ability to pay bills directly from the app.

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